Lesson 1 – The Path to Success
- Identify and assess the skills and experience needed for a variety of careers
- Examine the impact of education and other opportunities like internships on career trajectory
- Create a path for advancing in a career fields
Lesson 2 – Bread and Butter
- Understand and explain the purpose of federal income and state tax and how it affects personal income
- Apply mathematical skills and concepts to tax brackets and personal income
- Describe and evaluate the importance of the current federal income tax system
Lesson 3 – Designing Dreams
- Identify and explain needs and wants
- Identify their own financial values and apply those values to their financial goals
- Create a financial goal and develop the process to achieve it, factoring in possible barriers to that goal
- Understand and explain the importance of creating financial goals
Lesson 4 – Being a Savvy Shopper
- Consider the role of needs and wants in decision making
- Evaluate the credibility and motivation of marketing and advertising
- Distinguish the best value of goods and services
- Define and apply opportunity cost to purchases
Lesson 5 – Go with the Flow
- Explain the purpose and value of budgeting
- Explain the budget categories: fixed expenses, variable expenses and discretionary expenses
- Create a budget accounting for income, expenses and unexpected scenarios
Lesson 6 – Super Savers
- Understand and explain the importance of saving money
- Evaluate methods for saving money, both for a scenario and in their own lives
Lesson 7 – How to Stash Your Cash
- Evaluate and differentiate a variety of banking and savings options
- Identify the benefits of creating a savings account
- Understand compound interest and how it can increase savings
- Understand investment growth, losses, reward and risk by developing and tracking a stock portfolio
- Demonstrate a general understanding of investment vehicles, like bonds, stocks and mutual funds
- Create investment tips for an adult audience
Lesson 8 – Money Doesn’t Grow on Trees
- Understand investment growth, losses, reward and risk by developing and tracking a stock portfolio
- Demonstrate a general understanding of investment vehicles, like bonds, stocks and mutual funds
- Create investment tips for an adult audience
Lesson 9 – Give Credit Where Credit is Due
- Understand how to build credit and avoid practices that may hurt credit
- Identify the economic benefits of good credit
- Discuss the consequences of debt
Lesson 10 – Protecting Yourself
- Create a trifold informative brochure on identity theft and prevention methods
- Apply information about identity theft and prevention in realistic role-plays
Lesson 11 – Risky Business
- Identify methods to protect themselves from unwanted financial risk
- Create a risk management plan for a purchase
Lesson 12 – Spend Save or Give
- Create a balanced budget that takes into consideration spending, saving and giving
- Analyze personal decision making when crafting a budget